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Isbn 13: 9798199745697

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For United pilots, financial complexity is part of the job.

The 2023 pilots contract reshaped retirement benefits, contribution structures, and long-term planning opportunities for the entire pilot group. Most pilots have never had access to a financial guide written specifically for their compensation structure, their benefits, and the unique demands of an airline career.

The United Pilot's Flight Plan for Wealth is that guide. This second edition reflects the current contract, 2026 contribution limits, the enhanced 18% direct company contribution, updated Pension Benefit Guarantee Corp guarantees, and the realities of today's industry environment, with practical guidance written for the way pilots actually plan their financial lives. Authored by Paul J. Carroll, CFP®, Founder and CEO of Avion Wealth, a fiduciary wealth management firm that has worked with airline professionals for more than two decades.

Inside this edition:

  • The current state of the airline industry and what it means for pilot careers
  • United's enhanced retirement benefits, including the 18% direct company contribution
  • Legacy Continental defined-benefit plan considerations and PBGC guarantee updates
  • HRA, HSA, and FSA strategy for 2026 contribution limits
  • Disciplined portfolio construction and the principles behind long-term investing
  • Diversification, risk management, and the relationship between risk and return
  • Monitoring, rebalancing, and staying on course through industry volatility
  • Advanced cash management strategies tailored to pilot income patterns
  • The consultative wealth management process and how to evaluate financial advice
  • Practical considerations for furloughs, base changes, and career transitions

Whether you are a new first officer learning to navigate United's benefits structure or a senior captain refining your retirement strategy, this edition provides a clear framework grounded in fiduciary advice and current contractual realities.

For more information about Avion Wealth, visit avionwealth.com.

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Isbn 13 :9798199745697
Encadernação The United Pilot’s Flight Plan for Wealth:Capa Comum
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