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The architecture of money is neutral. Its purpose is its sin.
Dr. Cornelis van Houte—callsign Frost—is a master of shadows. A former Dutch naval officer and elite tax lawyer with thirty-five years of experience, he doesn't carry a rifle. He carries a spreadsheet. In the high-pressure world of structured finance, Frost is the man who turns the chaos of "dirty" money into the cold, clinical order of legal capital.
When the Africa Corps—the Kremlin’s ruthless successor to the Wagner Group—needs to move hundreds of millions in blood gold from the Sahel to St. Petersburg, they make one call. From the humidity of Kinshasa to the frozen canals of Russia, Frost is hired to build a "sanctions-proof" financial fortress.
But Frost isn't working alone. At his side is Amara "Snow" Diallo, a formidable operation expert who is more precise than his Grand Seiko watch. As they construct a labyrinth of Special Purpose Vehicles (SPVs), orphan trusts, and blockchain-integrated waterfalls, the stakes shift. In a world of "Gaussian copulas" and "transfer pricing," the most dangerous variable isn't a technical error—it’s the human conscience.
Based on the actual technical frameworks used in global offshore finance, FROST is more than a thriller. It is a terrifyingly accurate look at how the world’s most dangerous organizations use the same tools as the world’s largest banks.
The structures persist. The architect chooses. What will you choose?
Dr. Cor P.M. van Houte
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