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A review and analysis of modern-day finance, focused primarily on American practice, though along with comparative contrasting. Some of the topics include the idea of broad application of financial term and concept as an umbrella to virtually all monetary practice, touching upon the concept of usury, including within the context of diasporic application, both for those viewed as privileged, by means of perceived ethnicity, and/or nationality. The primary finding is that American finance, which may seem to override sub-terminology, such as “investing”, and “equity”, has become predatory to the point that the practitioners have begun attacking their own livelihood. Financial incentivization, in American nomenclature, seemingly allows one to derive an income for citing another’s misdeed, though seemingly only voluntarily allows those granted a financial prosecutor role this entitlement, is used to transfer capital into the hands of those most apt. One possible explanation is that a fundamentally parasitic mindset, which aims to feed upon the value of others without producing value, has been produced out of the distress that is experienced when attempting to produce value, which may be somewhat aptly summed up in adage as, “It may seem better to succeed at failure than to fail at success.” A tensional critique, highlighting opposing forces which create tension, from a critical perspective, may produce what may be considered a statistical proof which may demonstrate that this essentially starves production when it may be considered a primary discipline. One portion of this is the concept of predatory finance, or intentionally miseducating people as to cause them to commit misdeeds, which then finance attempts to extract capital from, the conclusion being that if no one is producing anything, and everyone is having what currency, material, et cetera taken from them, a nation may faulter, and meaningful production dwindle.
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