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Bring your money planning onto the page with A Year in Balance, an undated budget planner by DG. Start with any month and use your own currency. Each of the 12 months provides a planning page, an open calendar, income and bills tables, a category budget, four transaction logs, savings and debt records, and a monthly review. Opening pages help you record priorities and your starting picture; closing reflections offer space to notice patterns and plan what comes next. Use the categories that fit your household and adapt the blank spaces to your needs. A practical place to keep your own figures, dates, plans and reflections together.
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